Debt Management in Ridgefield, Washington
Meredian can manage your creditor payments with significantly lower interest rates provided by your creditors, through a debt management plan.
Interest Rate Reduction
Our passion for customer excellence is just one reason why we are the market leader. We’ve always worked very hard to give our customers the best experience in dealing with our company.
Why Choose Us?
Meredian is committed to offering the very best debt management program available. We have met the highest quality standards and are committed to helping you get your finances back on track through counseling and education. We understand the emotional burden that debt can place on a person. Please contact us so that together, we can find a better way out of debt.
Benefits of Choosing Meredian
- Interest rate reduction without negatively impacting your current payment or credit history
- Reduce your Interest rates, meaning you will pay less each month, enabling you to
- Pay off your credit card debt much faster
- One monthly payment, with a payment date to match your schedule
- Improve your money management skills
- Customer Service Hotline to answer your questions
Awards & Certificates
Frequently Asked Questions
Your creditors will be notified of your enrollment into a Debt Management Plan, and your accounts will be locked into a lower interest rate while remaining in the program. If you decide to cancel your plan, your reduced interest rates and perks will be lost, and your higher rates will be reestablished. Once all of you accounts are verified, you will only need to make a single payment to CAPC, and we will distribute your payment to your various creditors in a fashion to get your highest interest rate debt paid off first.
A credit counselor will go over your income, debt, and expenses. If you do not have access to your debt information, our counselors, with your permission, can do a “soft pull” on your credit report. This has NO impact on your credit score, rather it gives the most updated information on your current debt.
Credit counseling services are free of charge. If you decide to enroll in a debt management plan, a small service charge that is regulated by law will be applied to your DMP, and will be included in your custom quote.
Yes! Under a debt management plan, all your debt will be consolidated into one low monthly payment without the use of a loan. CAPC is not a loan company. Our credit counselor distributes your single payment among your various creditors.
Credit counseling can offer solutions to paying off your credit card debt. A credit counselor will review your income, expenses, and any debts you owe. After reviewing your situation, we will present you with options and solutions to help you reach financial freedom. See what our clients have to say about us.